The Greatest Minds in Advertising Join Forces – Red Nose Day 2009 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement 111 total views, 3 views today 112 total views, 4 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 13 March 2009 | News The Red Nose Day team have hired the greatest minds in advertising to come up with the best ad in British television history. Starring Monkey, Honey Monster, Captain Birdseye and many more. Tagged with: Humour About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
Servicers Navigate the Post-Pandemic World 2 days ago Previous: U.S. Housing Market Gets Hot Next: Mortgage Delinquencies Begin to Recover from Hurricane Season Sign up for DS News Daily Banks Fitch Ratings Mortgage-Backed Securities Nonbank Lenders Residential Mortgage-backed securities RMBS RMBS servicer handbook 2018-01-09 David Wharton The third quarter of 2017 saw many of the larger bank servicers scaling back their portfolios of residential mortgage-backed securities (RMBS), while smaller regional banks and non-bank servicers moved to seize the opportunity, as reported by Fitch Ratings’ latest RMBS servicer handbook.According to Fitch, portfolios for the top bank servicers decreased by 1.6 percent during Q3 2017. These bank servicers include Wells Fargo, JPMorgan Chase Bank, Bank of America, and CitiMortgage Inc. Fitch also points out that Wells Fargo’s portfolio will also get a bump from their September 2017 purchase of servicing rights from Seneca Mortgage Servicing, for which Wells Fargo paid $51 million.Among smaller regional bank servicers, Flagstar led the pack for portfolio growth in Q3, jumping up 4.7 percent. Just behind it was HomeStreet Bank (+4.4 percent), First Republic Bank (+3.6 percent), and PNC Mortgage Services (+2.2 percent).Fitch reports that Nationstar Mortgage/Mr. Cooper grew by 7.6 percent, topping out at $494 billion in Q3. Of the 17 non-bank servicers Fitch rated during Q3 2017, 14 of them grew during the quarter, “by an aggregate of 6.3 percent.”Of course, it wasn’t growth all around. Per Fitch’s RMBS data, Ocwen Loan Servicing saw its portfolio shrink to $181.6 billion during Q3, a drop of 3.9 percent. BSI Financial Services Inc.’s portfolio decreased by $1.2 billion to a total of $7.1 billion, and Statebridge Company’s portfolio totaled $1.9 million for Q3, a decrease of $70 million.Fitch releases its U.S. RMBS Servicer Handbook every quarter. The Handbook includes “a description of all Fitch-rated servicers, their current servicer ratings and key rating drivers, portfolio size and key attributes, important trends, links to the full RMBS servicer reports, and Fitch analyst contact information.” You can see the latest Handbook by clicking here. Demand Propels Home Prices Upward 2 days ago Subscribe Related Articles January 9, 2018 2,121 Views Tagged with: Banks Fitch Ratings Mortgage-Backed Securities Nonbank Lenders Residential Mortgage-backed securities RMBS RMBS servicer handbook About Author: David Wharton Share Save Home / Daily Dose / Smaller Banks Picked up RMBS Slack in Q3 Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Smaller Banks Picked up RMBS Slack in Q3 The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Journal, News, Secondary Market Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago
August 23, 2013 View post tag: ocean Training & Education View post tag: Navy View post tag: Training View post tag: Defence View post tag: waves View post tag: Explosive Back to overview,Home naval-today Australia: Explosive Training on Ocean Waves HMAS Newcastle’s Clearance Divers (CDs) have been keeping their core skills finely tuned by conducting regular training at sea in the Middle East Area of Operations (MEAO).Having already demonstrated their underwater rigging expertise to remove an obstruction from Newcastle’s propeller shaft, the four CDs have also spent hours practising their counter improvised explosive device (CIED) techniques and explosive ordinance disposal (EOD) skills.The Australian warship will visit numerous foreign ports over the course of her six-month operational deployment. One of the major capabilities that CDs contribute to the ship’s mission is the ability to locate explosive devices and neutralise them.Petty Officer Clearance Diver (POCD) Brenton Walters said the task required an expert knowledge of explosives and the use of some highly specialised equipment.“Along with our dive gear, we have a TALON Remote Piloted Vehicle (a bomb disposal robot), an EOD-9 Bomb-suit and various counter-IED weapons. We also have an x-ray unit.“Overall, this equipment gives us the ability to deal with any explosives threats that occur during the deployment both above and below the waterline,” he said.Newcastle’s EOD team routinely run EOD and CIED training sessions during Newcastle’s maritime security patrols, to ensure they remain up to the task.“We have a responsibility to be adequately prepared to deal with any situation that occurs while we are in the MEAO,” POCD Walters said.“To that end, we also take part in the ship’s Force Protection procedures.”Newcastle is in the Middle East Area of Operations (MEAO) assigned to Operation SLIPPER – the Australian Defence Force (ADF) contribution to the international campaign against terrorism, counter smuggling and counter piracy in the Gulf of Aden, and enhancing regional maritime security and engagement.The deployment is the 55th rotation of an Australian warship to the MEAO since 1990.[mappress]Press Release, August 23, 2013; Image: Australian Navy View post tag: News by topic Australia: Explosive Training on Ocean Waves View post tag: Naval View post tag: Defense View post tag: the Share this article
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PHOTO GALLERIES: Tour | Tour, 2 | Family Ride Argentina’s Juan Jose Haedo won Saturday’s sixth stage of the Amgen Tour of California, but American Levi Leipheimer retained the overall lead with one day left. Leipheimer finished 25th in the main group and maintained his 21-second margin over CSC’s Jens Voigt of Germany. The Discovery Channel rider has led the race since winning the prologue last Sunday in San Francisco. “The other teams came out to crack the race leader,” Leipheimer said. “That’s expected. I’ve been on the other side of that before, so I know what it’s like. But there’s a reason why this team has won seven Tours de France. It knows what it’s doing.” Leipheimer was nearly involved in a crash about 5 miles into the stage when two of his teammates collided and went down just in front of him. He also lost his race lead during the stage to CSC rider Stuart O’Grady of Australia, who rode in a breakaway group of seven riders that gained a 2 -minute advantage. O’Grady began the day trailing by 1:20. But the lead group was caught about halfway through the last of three 3.5-mile finishing circuits. The 639.2-mile race concludes today in Long Beach with a 77.5-mile circuit race. 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! Haedo emerged from a large pack to win the 105.4-mile run from Santa Barbara to Santa Clarita in 3 hours, 56 minutes, 5seconds. The CSC rider also won the second stage Tuesday in Sacramento. T-Mobile rider Greg Henderson of New Zealand placed second by less than a bike length. Current world road champion Paolo Bettini of Italy, who rides for Quick-Step/Innergetic, was third in the same time.
President Jacob Zuma receiving the census 2011 report from statistician general Pali Lehohla. (Image: sanews.gov.za) Over the course of the census, fieldworkers knocked on 14.6-million doors across the country to collect information about every household in South Africa. (Image: Statistics South Africa) MEDIA CONTACTS • Sivuyile Mangxamba Statistics South Africa +27 82 886 3707 RELATED ARTICLES • Zuma: better local government • Nedbank invests in water project • Zuma: SA to meet 2015 education goal • UJ Soweto university open for learning Wilma den HartighThe results from South Africa’s latest population census, conducted in October 2011, have been released. There are over seven million more people in the country, compared to the last census in 2001.Statistics South Africa revealed the third post-apartheid census – the results of which will provide the country’s policy makers with crucial information and inform social and economic development planning for the country. The population census is a total count of the country’s population and includes demographic, social and economic information about its citizens. Although a typical census is held every five years, Statistics South Africa, due to capacity issues, conducts the national census over 10 years. The numbersThe population has seen gradual growth since 1996, when it stood at 40.5-million, to 44.8-million in 2001, with the latest record stating that there were officially 51.7-million people living in South Africa in 2011.The country’s smallest province by area, Gauteng, has overtaken KwaZulu-Natal as the most populous, with 12.3-million people, while KwaZulu-Natal has 10.3-million. The Northern Cape, on the other hand is the largest province by area, but has the least inhabitants at 1.1-million. Gauteng is also the province with the fastest growing population, with the Western Cape coming in second place at a rate of 28.7%. Many improvementsAreas of development such as better access to basic services and higher enrolment and attendance figures at educational institutions are also highlighted in the census.Such improvements benefit citizens and show that living conditions, environmental and health standards are advancing. Access to running water, proper sanitation and electricity has improved for many South Africans over the past 15 years, while the number of households with flushing toilets connected to the sewerage system increased to 57% in 2011, from the 50% recorded in 2001. The controversial bucket system also saw a decrease in the number of users to 2.1% from 3.9% in 2001.The number of households with access to piped water was high in all but two of the nine provinces, the Eastern Cape and Limpopo, which had the lowest proportions.Gauteng recorded the highest of this statistic, with 89.4% of households now enjoying the service, followed by the Free State at 89.1% and the Western Cape at 88.4%.The 2011 census results also noted a stable increase in the percentage of households living in formal dwellings. Figures in this category increased from 65.1% in 1996 and 68.5% in 2001 to 77.6% in 2011. Formal dwellings are described by Statistics South Africa as a structure built according to approved plans, such as a house on a separate stand, a flat, apartment, townhouse or room in a backyard. The percentage of households living in informal dwellings decreased from 16.4% in 2001 to 13.6% in 2011.Higher enrolment statsOver the past 15 years schools have enrolled an increasing number of pupils between the ages of five and 15, which points to an improvement in access to basic education. The age group between five and seven years showed the most progress in enrolment rates between 1996 and 2011.Enrolment among five-year-olds was 22.5% in the 1996 census, 45.6% at Census 2001 and the latest results show that this figure increased to 81.2%.Another improvement was in the age group between six and seven years. There is a notable decrease in the percentage of people with no schooling, from 19% in 1996 to 8.7% in 2011. The number of people who completed high school level education or higher increased from 23.4% in 1996, to 40.5% in 2011.The proportion of individuals aged 20, who have no schooling, halved from 19.1% in 1996 to 8.6% in 2011.
Jammu and Kashmir Police on Sunday said three people, alleged conspirators in the July 10 attack on Amarnath pilgrims, have been arrested by its Special Investigation Team (SIT).The men provided logistical help to four Lashker-e-Taiba (LeT) militants who carried out the attack that left eight people dead, IGP Munir Khan told the media here.The men, who had allegedly helped the four terrorists by providing them with vehicles and shelter, were arrested recently and taken into remand for further questioning, the police said.The police said the four LeT militants, led by Abu Ismail, a Pakistani national, had attempted an attack on Amarnath pilgrims on July 9, but were frustrated by heavy security arrangements.Another militant in the group of four had been identified as Yawar, a local recruiter for the LeT, the police said. Efforts are on to identify the other two, believed to be Pakistanis. The police also released pictures of Abu Ismail and Yawar.The the three “co-conspirators”— Bilal Ahmed Reshi, Aizaj Wagey and Zahoor Ahmed — had carried out reconnaissance exercises and chosen Botengo near Khanbal as the spot where the attack could be carried out, the police added.The trio had also provided shelter to the four militants in Khudwani and Sriguffwara of South Kashmir, Khan said. Bilal’s elder brother Adil, an alleged Lashker-e-Taiba terrorist, was killed by security forces earlier this year.The Jammu and Kashmir Police had constituted an SIT led by Deputy Inspector General (South Kashmir) Swayam Prakash Pani to probe the attack on the pilgrims.
Chezka Centeno and Rubilen Amit of the Philippines celebrate after winning gold and silver medals, respectively, in the women’s 9-ball singles event of the 29th Southeast Asian Games billiards competition Sunday at the Kuala Lumpur Convention Center. CONTRIBUTED PHOTO/SEA GAMES MEDIA POOLKUALA LUMPUR — It was a heartbreaker for Rubilen Amit in the Southeast Asian Games women’s 9-ball final Sunday.“I asked God, if I lose, does it have to be this painful?,” said the 35-year-old in Filipino.ADVERTISEMENT UPLB exempted from SEA Games class suspension SEA Games: PH’s Alisson Perticheto tops ice skating short program Brace for potentially devastating typhoon approaching PH – NDRRMC LATEST STORIES PH billiards team upbeat about gold medal chances in SEA Games PLAY LIST 03:07PH billiards team upbeat about gold medal chances in SEA Games00:45Onyok Velasco see bright future for PH boxing in Olympics05:25PH boxing team determined to deliver gold medals for PH00:50Trending Articles01:35Panelo suggests discounted SEA Games tickets for students02:49World-class track facilities installed at NCC for SEA Games03:04Filipino athletes share their expectations for 2019 SEA Games02:25PH women’s volleyball team motivated to deliver in front of hometown crowd01:27Filipino athletes get grand send-off ahead of SEA Games MOST READ LIST: Class, gov’t work suspensions during 30th SEA Games Catriona Gray spends Thanksgiving by preparing meals for people with illnesses Don’t miss out on the latest news and information. LOOK: Venues for 2019 SEA Games The two-time World 10-ball champion had two options for the 6-ball on the far end of the table in the 13th and last rack.“I went for the high percentage, mathematically it’s the best choice,” said Amit who pocketed on the corner from right side of the table. She had all the intention of preparing for the 8-ball in back of the table.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutout“I felt that I hit it well. And then I saw it (mother ball) fall on the side pocket,” said Amit, who yelled along with the people watching the match at KLCC Function Hall 4.But she didn’t want to take away the glory from her 18-year-old opponent. Read Next PH wins bronze in sepak takraw men’s doubles SEA Games in Calabarzon safe, secure – Solcom chief WATCH: Streetboys show off slick dance moves in Vhong Navarro’s wedding “She deserves the gold medal. She came back from 2-5 and played steady,” said Amit. “But I can’t deny I was really disappointed. Give me the whole day to feel bad about it.”Amit said she’s preparing for the Asian Indoor and Martial Arts Games next month. View comments
TagsTransfersAbout the authorCarlos VolcanoShare the loveHave your say Real Madrid maintain watching brief for Sevilla midfielder Pablo Sarabiaby Carlos Volcano10 months agoSend to a friendShare the loveReal Madrid are maintaining a watching brief on Sevilla midfielder Pablo Sarabia.The former Castilla star is under consideration at Real as a 2019 signing, says AS.With 18 months left on his current deal, Sevilla find themselves in the position of needing to sell this year if they wish to make money from Sarabia’s departure.The 26 year-old’s deal carries an affordable €18m buyout clause.At Real, they see Sarabia as a natural successor for veteran midfield schemer Luka Modric – or as a replacement for Isco.And thanks to his time at Real, there would be a smooth transition as he is good friends with Dani Carvajal and Nacho.