charges in accordance with WeChat, Alipay is different, individual users can enjoy 20 thousand yuan free accumulated amount of withdrawals, WeChat free amount is 1000 yuan.
source: Vision China
September 12th, Alipay announced that due to rising operation cost, since October 12, 2016, Alipay will exceed the amount of free for individual users to cash charge 0.1% service charge, each individual users enjoy 20 thousand yuan accumulated amount of withdrawals free basis. After the use of the free amount of the base, the user can use the ant points for more free cash withdrawals.
specifically, Alipay cash involved "withdrawals to my bank card" and "transfer to the other bank card" two functions. Adjusted in accordance with the rules, Alipay is also in excess of the amount of free part of the 0.1% to mention the amount of the service fee, the single service fee of less than 0.1 yuan to 0.1 yuan fee. This fee agreement with WeChat, Alipay is different, individual users can enjoy 20 thousand yuan free accumulated amount of withdrawals, WeChat free amount is 1000 yuan.
Alipay also stressed that, in addition to cash, Alipay consumer, finance, insurance, mobile phone recharge, utility payment, registration, payment of traffic fines, the use of mobile phone Alipay Alipay to transfer accounts, payments and other services are not affected at the same time, users can also get free use of the integral ant. After running free of charge, the user accumulated points can be used to redeem the free cash flow. At present, the proportion of the exchange is 1 ant points can be redeemed for 1 yuan of cash withdrawal amount, not capped.
Alipay said in the announcement, the reason is that the "comprehensive management fee costs rose faster, adjusted cash rules in order to alleviate the pressure on the part of the cost, the final choice of cash rather than charging in other sectors, because users use Alipay payment frequency is much higher than.
but it is worth noting that Alipay financial services including the balance of treasure funds transferred, transferred to my bank card and transferred to Alipay will continue to balance free; but since October 12, 2016, the new user from the balance transferred to the balance of treasure funds transferred only to balance, can not be directly transferred to the Bank card. If the user is worried about the balance of the money is charged, now the money into the balance of treasure is a viable option.
In fact, in addition to the free
, the amount of withdrawals beyond this is Alipay and WeChat are charging the biggest difference. On the balance of treasure are explained, Alipay said, to their own bank card money in the most economical way is to use the future A bank card to buy the balance of treasure, and then return to their own name for any ABCD bank card, not money, "the equivalent of money from the pocket to the left pocket right".