Graduate student families are suffering from a lack of adequate health care and need the University to rethink its policies to better encourage community around women who are considering or engaged in family life, graduate theology student Ricky Klee said.Graduate students, their spouses, and many of their young children gathered around the Main Building Monday to demonstrate and petition the University to create for family-friendly policies for the graduate student community.“We are not where we want to be in our support of graduate students,” Graduate School dean Greg Sterling said. “But we are working to get there.” Sterling said the greatest challenge for change is cost. An endowment of $70 million would be required to cover 75 percent of the health care costs for graduate student spouses and children, he said. The Klein’s daughter Brynja is an American citizen and covered by state health care.“I do not want my child to be on social services,” Andrew said. “We want to pay for her care.” “We were a bit naïve when we came here,” Erica Klein said. “We understood that we would have this extra cost, but we were not really prepared.” A 2008 review cited in the petition noted that the stipend levels at Notre Dame were relatively low, and graduate students then recommended that the program more consistently evaluate these levels and their suitability for the needs of these families. The stipend provided for graduate students is not compatible with the health care plan offered by the University, Haley said. The graduate students who signed the petition and participated in the demonstration hope to see more affordable health care for dependents, Wickes said, but other issues related to the graduate family community need to be addressed as well. “For a University that so values Catholic ideology, it is a problem for families, for spouses and for children that we are unable to find health care through the school,” Danielle said. Notre Dame’s policy does not allow any opportunity for paternal leave. Klee said the maternal leave offered is substandard. The petition states: “Notre Dame should match the leaders among [Association of American Universities] institutions and enhance maternity leave, enact paternity leave and provide a part-time enrollment option with partial benefits and access to health insurance.” Graduate student Andrew Klein, who is originally from Canada, and his wife Erica paid for the offered plan because she is ineligible for any government services offered by the United States. Julia Wickes has given birth to two daughters in the five years she has spent in South Bend while her husband pursues his graduate studies at Notre Dame. Additional concerns addressed in the petition mention the inadequate maternal and paternal leave. “The graduate family housing is removed from campus and separated from the improvements that we see when new buildings go up,” Wickes said. “For me, this is another symbol of how we feel overlooked.” Sterling said his office agrees with the students and their families on the need for increased support, and he is working to make decisions that will create a meaningful and positive impact. Graduate theology student Kevin Haley said that while his plan as a student is reasonable and affordable, his wife Danielle has gone uninsured because of the shortcomings in the state health care plan that his family has chosen for her and their children in lieu of paying for the University’s option. International students said they feel the strain of the University’s health care option as well. The petition cites several universities, including Dayton, Princeton and the Catholic University of America, that provide more family-friendly policies for their graduate students. The petition also suggests Notre Dame build a family gathering space on campus, create more nursing rooms, expand graduate student child care and provide more organized resources for graduate student families. “For us to provide the same health insurance subsidy for spouses and children that we provide for students would be expensive,” Sterling said. “The University has incrementally improved student health care,” Klee said. “But nothing has been done for students’ spouses and children.” “I appreciate the spirit behind the petition and look forward to working with students and student representatives as we build our community,” Sterling said. “Sometimes it feels as if we are totally forgotten,” she said. “We feel that we are not even on the radar of the people making plans.” “The petition has received over 300 signatures,” Klee said. “And we are receiving more support every day.” In response to the petition, Sterling said the graduate school has increased standard stipends for all incoming and continuing students in addition to lowering the cost of insurance for students by 58 percent from 2008-09 to 2010-11. The petition states: “With substantial resources and a commitment as a Catholic university to recognize and support the inherent dignity of all human life Notre Dame must provide a comparable degree of support for student families.” According to Klee, the health care plan offered to students is unaffordable with the stipend provided.
At the mid-point of 2019, Summer is here and vacations have started. If you manage to sneak away from your role as a credit union leader, perhaps sipping your lemonade poolside, you may start to reflect on where you stand with some of the goals you set in your strategic plan for 2019. How much progress have you made toward achieving those FinTech goals you set for your credit union? Are they still relevant? Do they need modifying or to be re-prioritized? Start by reviewing just what those initial goals were and your vision for your credit union for 2019. Your technology goals are unique to your particular credit union and the areas you’d like to improve upon. No matter where you are in your digital FinTech development, whether just starting to offer mobile capabilities or looking to implement the latest cutting edge technology, here are some things to consider as you work towards those goals:Increased convenience and reduced friction in the member experience. The digital age of banking is here. Your members want modern, fast apps, and to bank with you in only a few quick screen taps. You need to offer mobile member conveniences such as remote check deposit, password resets, balance transfers, even loan applications, while sitting at the kitchen table. The easier it is for your members to use your apps, the more likely they are to use them and keep using them. Make sure your digital tech is user-friendly, It should not only appeal to your current member base, but offer popular conveniences that will attract a newer, younger batch of members. Just getting your feet wet? Consider tracking which services are the most popular, and then start by offering the best technology in those areas. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
Another shopper agrees that the ban is a step in the right direction. The law prohibits stores from handing out most single use plastic bags. At the Weis in Vestal, management said customers were mostly ready for the change and the store has stocked up on their own reusable bags available for purchase. “Everything here is made out of plastic, every container is plastic, everything is in plastic so it doesn’t make a whole lot of sense but I guess taking it a little bit at a time is fine with me,” said Matt Butler of Vestal. 12 News spoke with several customers to get their perspective on the change. “It’s an ongoing thing. It’s not going to go away if we don’t do something about it, so I guess it’s the right thing to do,” said Bob Gavin of Binghamton. VESTAL (WBNG) — After months of preparation, New York State’s plastic bag ban went into effect on Sunday. The DEC has announced that it will wait until April 1 to begin enforcing the ban. Retailers could face a $250 fine for a first violation, and $500 for any succeeding violations.
Minister of Tourism Gari Cappelli held a working meeting with the leaders of the Zadar County, the City of Zadar and their Tourist Boards at the Tourist Information Center in Zadar.Minister of Tourism Gary Cappelli pointed out the problem of the workforce in tourism and emphasized that we urgently need to educate the best possible staff, and use winter for education. “There will be a fierce match next year. We have good players but we will need a lot of money. You asked me a lot about the residence unit, we will have to invest twice as much compared to this year to keep this year’s resultCappelli pointed out, he writes local.vecernji.hrReferring to other topics of conversation, the Minister stated that one of them was the support that would go to connecting with the sea with joint advertising. “By connecting the two coasts, the Italian and Zadar and the surrounding area, we would make a step forward in air transport, we have invested 30 million kuna this year, now we will 60 million kuna”Said Cappelli and added that Croatia is currently growing by 5-6 percent, both overnight stays and tourist stays this year.”The law on catering services, which is now in the second reading in the Parliament, will be recategorized. Many have complained about this because we have about 20.000 facilities registered in the 70s, a large part of them have not been recategorized, and they have three stars. We will go into these facilities, recategorize them and get a fairer picture of how much of that gray market there was. There will be no new employments in the inspectorates, but only changes from a certain part of the administration that will go to the inspection services. We should definitely work harder and better because Croatia is losing some of its money in this gray market. Croatia will have 12 billion in tourism revenues this year, about 10 percent more than last year, but there is still room for growth ”Concluded the Minister.For a successful season, in addition to tourist promotion, the safety of the destination is equally important. So far, we have had 14 million tourists in Croatia, more than 70 million overnight stays, so it can be said that this is a successful season in terms of security, according to the relevant ministry.
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LiverpoolAfter a first league title in 30 years, Liverpool’s challenge will change radically. The club have freed themselves from the burden of history but must ensure the 2020/21 season does not become a huge anti-climax.A lack of fresh blood for the second consecutive season is a risk for Jurgen Klopp’s men, who have amassed 196 points over the past two seasons.Left-back Kostas Tsimikas is the only addition so far, as back up to Andy Robertson. ChelseaBy far the biggest spenders of the transfer window across Europe, the Blues have splashed out nearly £200 million on Werner, Kai Havertz, Hakim Ziyech and Ben Chilwell and bolstered a leaky defense with the signing of former PSG and Brazil captain Thiago Silva on a free transfer.More could still be to come with Rennes’ Edouard Mendy reportedly top of Chelsea’s list in their hunt for a new goalkeeper.Frank Lampard achieved his main goal during his first season in charge by securing a place in the Champions League despite a transfer ban and the loss of Eden Hazard to Real Madrid.But expectations on the former England international will be far higher this season as owner Roman Abramovich will demand to see a return on his investment.Lampard cannot afford for the attacking talents of Werner, Havertz and Ziyech to take their time to adjust to the Premier League.However, most importantly, he must find the right balance to improve a defense that conceded 54 goals last season, more than any other side in the top half of the table. Topics : The financial fallout from the coronavirus pandemic meant the arrival of Timo Werner never transpired as the German instead headed for Chelsea, again leaving Liverpool with little as back-up for the front three of Roberto Firmino, Mohamed Salah and Sadio Mane.However, ahead of a season that will offer precious little time for respite, Klopp has at least had longer to prepare his squad, with his three major title rivals involved in European action in August. Manchester United United shot up to third in the second half of last season on the back of a 14-game unbeaten run in the Premier League after the January signing of Bruno Fernandes.A flourishing young front three of Marcus Rashford, Anthony Martial and Mason Greenwood and more midfield depth with the signing of Donny van de Beek offers United some hope that they will not be left in the shade of their two biggest rivals, Liverpool and City, for much longer.However, the manner in which Ole Gunnar Solskjaer’s men ended the season in mid-August, physically exhausted after a Europa League semi-final defeat to Sevilla, raises questions over whether they can maintain a title challenge in a crammed calendar over the next nine months.An ambitious attempt to land Jadon Sancho from Borussia Dortmund has stalled, leaving Solskjaer short on options beyond his preferred front three, while there is also a lack of cover in defense. Liverpool and Manchester City remain the teams to beat after three seasons of total dominance but a rejuvenated Manchester United and free-spending Chelsea could force themselves into a four-way race for the title.AFP Sport looks at how last season’s top four are shaping up ahead of the new season. Manchester CityCity will not have Lionel Messi to take the title fight to Liverpool after the Argentine opted to remain in Barcelona, but it is at the other end of the pitch that Pep Guardiola’s men needed to improve anyway to bounce back from a disappointing campaign.Despite scoring 17 more goals than Liverpool, the dethroned champions finished 18 points behind in second last season.One addition to the defense has already been made, with the £40 million ($52 million) signing of Nathan Ake from Bournemouth to provide cover at center-back and left-back.A marquee central defender is expected to arrive at the Etihad before the window closes in October, with Napoli’s Kalidou Koulibaly top of their wishlist.Spanish international Ferran Torres had been added to a stellar cast of attacking talent to replace Leroy Sane, while David Silva’s departure opens the door for 20-year-old Phil Foden to build on his impressive performances in the final stretch of last season.City could be distracted by their desire to finally claim the Champions League in what could be Guardiola’s final season in charge.The Catalan is entering the final year of his contract and has been heavily criticized for failing to get City beyond the quarter-finals of Europe’s top club competition over the past four years.
Between them, the two funds have approximately 18,300 members, according to their respective websites.“The FSA judges that the pension fund has not proved that it is objectively justified from the point of view of the members to undertake the change through a collective ballot, that groups of members will not be disadvantaged by change, and that the aim of the change cannot be achieved by offering members an individual choice,” the regulator wrote.Funds consider appealMette Carstad, chairman of AP, said: “We take note of this, but are currently considering whether we should appeal the decision to the Danish FSA, because we still believe that a collective transition to market-rate is the most appropriate and value-creating way to change product, both for the pension fund and for the individual member.”PJD chairman Erik Bisgaard Madsen agreed, adding that there had been more than a year and half of “intensive work and an ongoing dialogue” with the FSA before the ruling.“We think that a collective transition to market-rate is a solution in the collective interest with a fair distribution of profits which safeguards all members in the same way,” Madsen said. “No one is disadvantaged or loses money through a switch, and all members achieve a more appropriate investment profile and better opportunity to adjust their savings risk individually.”Both chairs said they did not understand why the regulator would not permit this decision to be made at the AGM.In recent years, a number of pension providers in Denmark have been shifting to market-rate or unit-linked products, in which an individual’s savings balance is directly affected by financial market performance. These have gradually replaced average-rate or with-profits products, where the risk is borne in a more collective way and returns are smoothed from year to year by the provider. Some average-rate products have traditionally involved return guarantees.Some providers have opted to switch only those individuals who have actively chosen to do so, while others have shifted only future pension savings to market-rate. Providers such as Industriens Pension have made a more comprehensive move and changed the basis of all existing and future savings to market-rate in one go.Ulla Brøns Petersen, director of the FSA’s consumer affairs and financial intermediaries division, told IPE that the authority had looked into several cases of pension companies wanting to make such wholesale shifts.It had developed some criteria that must be met in order for pension companies to fulfil their obligation to act in an honest and fair way to the scheme members, she said. Two Danish pension funds have been blocked by the regulator from shifting all pension savings to a market-rate basis, from the current average-rate investment method.The pension fund for architects, AP (Arkitekternes Pensionskasse) and the pension fund for agricultural academics and vets, PJD (Pensionskassen for Jordbrugsakademikere & Dyrlæger), said they did not understand the decision and could appeal it.The schemes had planned to hold a collective vote on the proposal at their respective annual general meetings (AGMs) by way of consent, but the Danish FSA (Finanstilsynet) said they would be violating good practice if they failed to obtain individuals’ consent.In letters to AP and PJD dated 26 March, the FSA said the funds – which are both run by the DKK290bn (€38.8bn) pensions provider Sampension – would be contravening rules on good practice for insurance distributors if they decided to transfer members with a conditionally guaranteed, average-rate product to a market-rate-based, lifecycle product without allowing each of their members an individual choice.
The Lady Wildcats participated in a ti-meet with the Batesville Bulldogs and the Oldenburg Twisters on Friday. The team posted a team of score of 169 and took home the win. OA scored 200. This takes the teams record to 3-0 on the season.Senior, Dana Branstetter, took medallist honors with a score of 39 followed bt Kendyl Brack – 44, Abby Orschell – 47, Maggie Brack – 48, Gracie Graf – 45, Jade Allen – 57, Ashlan Hill – 55, Sam Ebrens – 58, Erin Hesselbrock – 64, and Camryn Brewer – 52.The Lady Wildcat golfers travelled on Saturday up to Anderson to participate in the Bulldog Invitational hosted by Lapel High School. They played at Edgewood Country Club, which is the site of their Regional tournament. 18 teams took participated in the event and the Wildcats came out on top with a score of 350.It is their first invite win of the season. Senior, Dana Branstetter, was low for the team with a score of 81. Other Wildcats scoring include Kendyl Brack – 85, Abby Orschell – 91, Maggie Brack – 93, and Gracie Graf – 106.Other team scoring. New Palestine 352, Westfield 357, Columbus East 366, Richmond 373, Union County 377, Park Tudor 382, Lapel 385, Covenant Christian 390, Heritage Christian 393, Muncie Central 397, Hagerstown 421, Eastbrook 425, Pendleton Heights 430, New Castle 444, Hamilton Heights 459, Shenandoah 483, and Elwood 532.“Anytime you enter an event with 18 teams and your team comes out the winner you know you had a solid day. I’m very proud of the way these girls came together today and went out and played the way I always new they could. There’s still a lot of golf left to our season and I know that today was just the boost of confidence our team needed.” Wildcats Coach Marissa Mears.The Lady Cats will be back in action this Wednesday when the travel to Rushville for a tri-meet against Rushville and Cambridge City Lincoln.
Manchester United manager David Moyes is happy to have Wayne Rooney playing on the edge rather than the subdued figure he was last season. “He is an aggressive player,” said Moyes. “It is a big part of his game. He plays with his heart as well as the skills he has got in abundance. “That is the way he is and that is the way he was when he was a boy at Everton with me. “That is what a lot of people have said might have been missing from his game last season. “It is certainly not missing now. He has the hunger and desire back. He is committed for everything. “I would rather have a Wayne Rooney that way than any other way.” Moyes has been widely credited for Rooney’s overall improvement in demeanour, which look increasingly likely to end with the 28-year-old signing a contract extension, that appeared inevitable at the end of last season. His form has been brilliant too. Whilst Moyes insisted referee Neil Swarbrick was right to merely show Rooney a yellow card for his kick at Cardiff’s Jordon Mutch on Sunday, with plenty of former professionals insisting it should have been red, the Scot conceded the striker was “probably a little bit fortunate”. However, such has been Rooney’s superb form this season, Moyes is reluctant to do anything that might jeopardise that, including tempering his combative style. In addition to the incident with Mutch, he also scored one and made United’s second in the 2-2 against Cardiff. It is the reason why he is the most scrutinised English player of his generation. “That is what happens with Wayne – a lot of attention,” said Moyes. “Everyone recognises the form he is in. He scored a goal again and made another. “Maybe more attention has been drawn to something else rather than his goal or making another goal but the attention for all this season has been on his good form.” Rooney’s discipline, in general, has been impressive in recent times. He has not been sent off since the incident in Montenegro two years ago that led to him missing the first two matches of Euro 2012. In United colours, Rooney has not been dismissed since March 2009, when he was red carded for two bookable offences at Fulham. “Wayne Rooney’s form and his attitude and his temperament have all been first class,” said Moyes. “I couldn’t fault any of them. “There will always be times when players have little bits when it doesn’t always go. On that occasion, Wayne was probably a little bit fortunate. “But the referee made the right decision. “I want Wayne to have fire in his belly. He plays better when he is tough and aggressive. “I don’t want to change Wayne Rooney that’s for sure. “I don’t want him to be kicking at anybody but I want him to keep being aggressive. I want him to keep challenging and running. “At the moment we are seeing a really good Wayne Rooney who is in top form and scoring goals as well.” Press Association
FlyQuest Sports has announced SNICKERS as the “Official Chocolate” of FlyQuest.The partnership will see SNICKERS present across all FlyQuest teams and the chocolate brand will have an “onsite presence” both in the FlyQuest team house and at fan activations throughout the year. The move marks SNICKERS’ first foray into team sponsorship, although its no alien to esports as whole. The chocolate brand has previously worked with ELEAGUE. Each week, a fan vote will decide the FlyQuest player of the week who will be dubbed the SNICKERS MVP of the Match and the brand will feature prominently in a “custom content series”. The video series will be released throughout the year and show the “lighter, funnier moments” from the team house and the studios. The deal will also see SNICKERS feature on jerseys. FlyQuest are one of the franchises set to compete in the new North American League of Legends Championship Series. The organisation was a somewhat surprise pick over the likes of fan-favourite Immortals but the backing from Fortress Investment Group whose co-founder, Wes Evans also co-owns the Milwaukee Bucks. “It is extremely exciting for me to announce that SNICKERS has joined us as a Foundational Partner of FlyQuest” said Director of Business Development, Scott Pogrow. “In all of our conversations with them, they expressed a true passion and desire to give back to our fans. Throughout the year, we will showcase SNICKERS® in original content and fan activations, providing our fans with memorable experiences.” “We have been exploring partnership opportunities on the team side for quite some time now, especially with teams committed to League of Legends and Rocket League” said Michael Italia, Sr. Brand Manager, SNICKERS Brand. “In working with FlyQuest, we felt they would provide us with the best opportunity to align with some of the biggest titles in esports. Their passionate fan base and desire to grow the entire community through unique activations aligned perfectly with our goals. We cannot wait to give back to the fans of FlyQuest, and esports as a whole.” Esports Insider says: You’re a right diva when you’re hungry. This is a tasty deal and one that will hopefully bring some fun content to fans and who doesn’t love chocolate?